Financing Your New Air Conditioning or Heating Equipment Purchase

Microf

Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Call us for more information on how the Microf program can work for you.

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FTL Finance

Through our close partnership with FTL, we offer a variety of flexible options for financing your new product or system. That way, you can invest in your home's comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from FTL, you'll enjoy:

  • Low monthly payments
  • Preferred interest rates
  • Flexible terms

Plus, by taking advantage of special FTL financing, you won't use up your existing funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them.

Please contact us to find out which FTL financing options are available to you, or to learn about special financing promotions.

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Okinus Credit Solutions

Fast. Flexible. Friendly.

At Okinus, our goal is to provide families with easy access to fast, flexible solutions to lease purchase high-quality merchandise at an affordable price while rebuilding credit. The good news is that you have instant access to what you want when you need it, with no credit needed financing.

Quick and Easy Solutions

Our online application is straightforward and quick to complete, and you’ll find out whether you’ve been approved in seconds. Getting the items you require has never been easier! So, if you need to finance furniture, appliances, electronics, mattresses, tires, and more, turn to Okinus! Fast, Flexible, and Friendly Solutions!

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Wisetack Financing

We partnered with Wisetack to offer our customers flexible financing, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $25,000*
  • Terms from 3 to 60 months*
  • APR from 0% to 35.9%*
  • No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.

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